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City

State

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Zip

Date of birth

010203040506070809101112 01020304050607080910111213141516171819202122232425262728293031 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904

Cause

Truck Accident Car Accident Dangerous Drug Medical Device Maritime Accident Railroad Accident Bad Faith Insurance Governmental Liability Slip Trip & Fall Lawyer Negligence Healthcare Negligence Wrongful Death Cruise Ship Injury Recreational Boating Dog Bite Motorcycle Accident Other

Injury date

010203040506070809101112 2024 2023 2022

Injured party

me spouse child relative friend

Est. medical bills

Is this injury work related?

yes no

Have you already filed a Personal Injury lawsuit for this injury?

yes no

Was the injury someone else's fault who can be held financially responsible?

yes no

Do you have an attorney?

yes no

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Bad Faith Insurance Lawyer

Denied Insurance Claim Lawyer

If you have been offered an unfair settlement or had your claim denied by your insurance provider, you may feel helpless to do anything to fight back. A bad faith insurance lawyer knows how to deal with these situations and can help make sure you are not taken advantage of by your insurance company.

What is a Bad Faith Insurance Claim Rejection?

There are a variety of ways in which an insurance subscriber can be mistreated by the insurance company with whom they hold a policy. A  Insurance claim may be wrongfully rejected, the company may make unreasonably slow payment, the investigation may be improper, or the company may make only partial payment. When any of these things occurs, the insurance company has acted in bad faith. Insurance companies are in the business of making money. Their goal is to accept premiums while paying out on as few claims as possible. Call a bad faith insurance lawyer to help you fight back!

Bad Faith Insurance Law

An insurer has the responsibility to deal with its insured with a high standard of care. This means that the insurance company must treat the policyholder with a duty of care and loyalty by dealing fairly, honestly, and in good faith at all times. If the insurance company breaches its contract with the policyholder, the policyholder may have a cause of action, which is called a "Insurance Bad Faith Claim." Bad Faith Insurance Claims include actions against insurance companies where the company has unjustifiably:

1. Failed to compensate the insured for loss covered under the policy
2. Unreasonably delayed making payments
3. Failed to adequately pay a claim
4. Conducted an improper investigation

If you are a policyholder and your insurance company has acted in bad faith with regard to your policy benefits, please do not hesitate to contact a , bad faith insurance lawyer or a bad faith insurance attorney today to discuss your case.

What protections does law provide against abuses by insurance companies?

Most states require all insurance companies to treat insurance claims from customers in good faith and within time limits. If an insurance company is wrongfully denying your claims or taking too long, contact a Insurance Bad Faith Attorney today.

Insurance companies are expected to do the following:

• Communicate often and quickly with you. 
• Pay all of the benefits allowed under the policy within a reasonable time.
• Settle when there is a reason to settle.
• Investigate the claim thoroughly.
• Take into account your interests.
• Start investigating quickly.

Punitive Damages:

Punitive damages are a legal device designed to help both the public at large and the people injured by an insurance company's bad faith actions. Punitive damages are extra money paid by the insurer to the injured person. They are not intended to pay the injured person back for any loss they have incurred and are different from pain and suffering damages. The purpose of these damages is to prevent others from doing the same bad things that the defendant did. In states that allow punitive damages in insurance cases, the law often requires the victim to prove that the defendant was acting with malice, fraudulently, or in an oppressive way.

insurance lawyers encounter bad faith insurer practices in the following areas:  

Disability Insurance 

Unum Provident, for example, is notorious for failing to pay claims or raising one silly little "point" to stall paying you your disability money when you need it the most. There are certain notice requirements that must be met and there are many medical conditions that are built into the contracts that exclude some coverage.

insurance claims attorneys know the technical terms of those complicated insurance contracts, and therefore have the tools to challenge an insurance company's denial of a claim. If you have questions about your disability policy, contact one of the disability insurance attorneys listed above today.

Life Insurance Policies

If your life insurance policy has been wrongfully canceled or if they have not paid you for a life insurance claim, please contact a Life Insurance Policy Lawyer today.

Auto Insurance Claims

Uninsured - Underinsured Clause Denials:

If you have an underinsured or uninsured clause in your auto insurance policy, the insurance company has a duty to compensate you for any loss you have suffered, which is not covered by the insurance policy of the person or entity causing your injury or damage. Insurance companies tend to fight these underinsured/uninsured claims aggressively. generally requires all drivers to carry Uninsured Motorist (UM) insurance. If you are injured in a car accident and the other person does not have insurance or does not have enough to cover the cost of your injuries, Uninsured Motorist insurance should pay for your damages. It is important that you contact a Bad Faith Insurance Lawyer as soon as possible to preserve your rights.